Money In™
Money customers pay or owe.
- Dry cleaning sales
- Laundry sales
- Alterations
- Shoe cleaning
- Delivery fees
- Lockers
- Building Connect services
- Commercial accounts
- Vacation Services
BotFlow Made Simple™
Automation Intelligence™ powered by Industry Core Intelligence™.
DCME BotFlow Intelligence™
BotFlow Made Simple™
Most garment-care businesses do not need more software. They need connected automation. They need to understand what came in, what went out, what belongs to the ATO, what belongs to staff, and what is actually safe to spend.
Most dry cleaners do not fail because they run out of customers. They fail because they run out of cash.
Accounting is not just tax. Accounting is the owner’s business truth engine.
Revenue is not profit.
Bank balance is not profit.
GST and super are not spare cash.
Safe To Spend™ is what matters.
The KISS Accounting Rule™
Every garment care owner must split money into four simple buckets.
Money Held™
Money that looks like yours but belongs to someone else.
- GST collected
- PAYG withholding
- Superannuation
- Workers compensation provisions
- Leave entitlements
- ATO instalments
Money Out™
Money needed to keep the business operating.
- Wages
- Rent
- Electricity
- Gas
- Water
- Chemicals
- Packaging
- Insurance
- Vehicles
- Software
- Maintenance
Safe To Spend™
The most important number: what remains after known liabilities, tax, payroll, super, rent and bills are protected.
- Not total sales
- Not bank balance
- Not daily takings
- Only real available business cash
Why It Matters
Accounting helps owners avoid cashflow pain before it becomes business damage.
Accounting tells you what the numbers are trying to say.
A dry cleaning, laundry, alterations or shoe cleaning business can look busy and still be losing money. Sales can be high while cashflow is weak. The goal is to understand the real position before the owner makes spending decisions.
The owner’s weekly question
What money is actually safe to spend after GST, PAYG, super, wages, rent, commercial account delays and known bills are protected?
Common Mistakes
These are the mistakes that quietly hurt small operators.
Spending GST
GST belongs to the ATO. It should not be treated as profit or spare cash.
Delaying Super
Super is part of staff cost. Treat it as a regular payroll cost, not a surprise.
Confusing Sales With Profit
A busy counter does not mean the business made money.
Ignoring Account Customers
Unpaid commercial accounts can turn revenue into cashflow pressure.
No Break Even Number
If the owner does not know today’s target, they cannot know if today worked.
No Safe Reserve
Every business needs breathing space when sales slow down.
BAS, GST, Payroll & Super — Owner Version
No accountant language. Just what the owner needs to understand.
GST
GST is charged on most taxable sales in Australia at 10%. For a GST-inclusive taxable sale, the GST component is generally 1/11 of the total. This money is collected for the ATO.
BAS
BAS reports sales, GST collected, GST credits and other obligations such as PAYG withholding or PAYG instalments where they apply.
PAYG Withholding
Tax withheld from staff wages is not business cash. It must be reported and paid according to ATO obligations.
Superannuation
Super guarantee is 12% from 1 July 2025. Payday Super from 1 July 2026 makes cashflow planning even more important.
Important Notice: Payday Super
From 1 July 2026, employers must pay super at the same time as salary and wages, and the contribution generally needs to be received by the employee’s super fund within 7 business days. Businesses should review payroll systems, cashflow timing and clearing-house arrangements before the change.
Business Structures Made Simple™
The structure matters because risk, tax and control change as the business grows.
Sole Trader™
Simple setup. Owner and business are legally close together. Good for very small operations but personal risk can be higher once staff, vehicles, chemicals and equipment are involved.
Partnership™
Two or more people operate together. Never do this without a proper agreement because one partner’s decisions can affect the others.
Company Pty Ltd™
Often used once the business grows, employs staff, leases equipment or wants stronger separation between the owner and business.
Trust™
Can be useful for planning and asset protection, but it must be set up with proper accountant and legal advice.
Related Financial Intelligence™
Accounting connects into the rest of the financial system.
Interactive Intelligence™
Tools that will later connect to provider data and module access.
Coming Soon
GST Calculator™
Estimate GST collected and GST credits.
Coming Soon
Safe To Spend Calculator™
Separate liabilities from real available cash.
Coming Soon
Payroll Cost Calculator™
Estimate wages, super and employment load.
Coming Soon
Super Calculator™
Understand super obligations before payday.
Coming Soon
Break Even Calculator™
Find daily, weekly and monthly sales targets.
SOP Intelligence™
Some SOPs are free. Some are low-cost. Later they can connect to training and staff compliance.
FREE
Weekly Bank Reconciliation SOP™
Match bank, POS, EFTPOS, online payments, lockers and account deposits.
LOW COSTPayroll Processing SOP™
Simple payroll process for wages, super, PAYG and staff records.
LOW COSTGST Review SOP™
Weekly GST awareness before BAS becomes a surprise.
LOW COSTCommercial Account Collection SOP™
Stop account customers becoming cashflow problems.
LOW COSTEnd Of Month Accounting SOP™
Owner checklist before the month closes.
Industry University™
Accounting knowledge becomes staff and owner training.
Accounting For Business Owners™
Plain-English training for owners and managers who need to understand money, GST, payroll, super and safe-to-spend thinking.
Why train this?
When owners and managers understand the money, they make better decisions. Training stops business knowledge staying locked inside one person’s head.
Need help understanding your numbers?
Business Audit Intelligence™ is a one-off professional review designed to help the owner see revenue, GST, super, payroll, cashflow, profitability and risk areas in plain English.
Revenue ReviewGST AwarenessPayroll & SuperCashflow PressureProfitabilityRisk Areas
Trusted Source Notes
DCME explains information in owner language and should always keep compliance information reviewed against trusted sources.
Important: This page is educational and does not replace advice from an accountant, registered tax agent, lawyer or official authority. For tax, payroll, super and legal obligations, confirm final decisions with the appropriate professional or authority.